"the USA is the "only wealthy, industrialized nation that does not ensure that all citizens have coverage" (Wikipedia)
For 3 years, I've been trying to get medical insurance and for three years I've been told over and over and over again that I "present uncertain medical underwriting"(basically, "You actually need and will use this insurance, therefore we're not going to make money off of you and refuse to cover you") and have been denied repeatedly.
Last year, I was offered catastrophic insurance at $500+/mo that basically would cover me if I got cancer or was in a horrific car wreck and on life support. It did not cover dental, audiology, dermatology, mental health, women's health, gastroenterology, chiropractic or podiatry...all the things I needed at the time. I didn't see the point, so I passed...then, I got a catastrophic illness. Turns out, most of the care I'm recieving wouldn't have been covered, anyway; but, those ER visits (which will probably be the death of me before the black mold is) would've been covered. Oh well.
Fast forward to now: I just got approved for almost full coverage...wait for it...for: dental, audiology, dermatology, mental health, women's health, gastroenterology, chiropractic and podiatry; but not for my specialized care (nutritionist, infectious disease specialist and hematologist).
*Please take a moment to get out your Encyclopedia and look up IRONY. Does my picture look nice?
At least now I can finally afford to get my foot fixed. I love my cane and all, but I'm not ready to be such a Grandma just yet.
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